Commercial Credit Analyst Associate
Capital Farm Credit
About the role
Job Application for Commercial Credit Analyst Associate at Capital Farm Credit - - Back to jobs New Commercial Credit Analyst Associate Round Rock, Texas Apply Assist Relationship Managers, Special Assets Officers and Loan Administrators with data input, analysis, and risk determination. Performs entry-level professional commercial credit analysis work on loans and leases that is basic in nature, works under moderate supervision. In many cases is part of a deal team that processes a loan or lease request.
What you'll do
- Assists parties noted above with data input, credit and financial analysis, and risk determination, on existing loans and leases in the portfolio.
- Assists parties noted above with monitoring existing loans and leases in the portfolio.
- Determines probability of default (PD) ratings on new loans and leases, and credit servicing requests.
- Determines loss given default (LGD) ratings on new loans and leases, and credit servicing requests.
- Determines creditworthiness of applicants on new and existing loan and leases packages and makes a recommendation to approve or deny the applications.
- Interprets, communicates, and provides guidance to internal stakeholders regarding Association lending policies and procedures.
- Works directly with other internal stakeholders in the development of appropriate credit decisions and prepares other reports as requested by management.
- Complies with proper credit administration practices as outlined in the Association’s policies and procedures.
- May assist in the development and analysis of various queries facilitating risk management, Quality Control, reporting and monitoring of compliance with lending standards and loan pricing
- Assists senior level credit analyst staff with loan and lease applications and credit servicing actions.
- May perform collateral evaluations within delegated authority as necessary.
- May perform credit and financial analysis, monitoring and due diligence review of various loan participation packages/opportunities with other lenders and Capital Markets.
What you'll bring
- may be adjusted based on the candidate's experience and
- indicates a required field First Name
- Last Name
- Preferred First Name
- Phone Country
- Phone
- Resume/CV
- City
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Benefits
- Company-wide, goals-based rewards.
- Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 10-12 paid holidays annually.
- 401(k) with up to 9% employer contribution/match.
- Affordable medical, dental, and vision plans.
- 8 weeks of paid parental leave.
- Employer-paid coverage.
- Tuition reimbursement and up to $400 for wellness expenses. At Capital Farm Credit, you’ll find more than a job—you’ll find purpose. EDUCATION AND EXPERIENCE
- Bachelor’s degree in finance, Business Administration or a related field, or equivalent experience.
About the employer
Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture.
commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment.
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Statement Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and
Posted 8 days ago